The contents of this site, including but not limited to the text, graphics, images herein and their arrangement, belongs to and
is the property of Edme Insurance Brokers Ltd. (formerly known as Aditya Birla Insurance Brokers Ltd) (EIBL). EIBL has launched
this website to provide general information for its users. We request you to read the conditions before using this site as EIBL
can at any time and at its sole discretion modify the terms and conditions contained herein. By using this website, you consent
to be bound by the terms and conditions of use without limitation or qualification.
EIBL allows the use of information available on this site only for your personal or informational and non-commercial purposes and
not for being copied or posted on any network computer or to broadcast in or any form of media. EIBL will not be responsible or
liable for the accuracy, reliability, copyright, compliance, legality or decency of any content or any interruption in service.
The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and
conditions applicable to the products and services, but are provided solely for general informational purposes.
No Warranties
This website, information and materials on the site, and any software made available on the web site, are provided "as is"
without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability,
non-infringement, or fitness for any particular purpose or warranty of any kind, express or implied, regarding third party content.
In spite of EIBL's best endeavours, there is no warranty of the web site being free of any computer viruses.
Nothing on this website should be construed or treated as legal advice. Whilst we endeavour to ensure that the information on this
website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available
or that the material on the website is kept up-to-date. To the maximum extent permitted by applicable law we exclude all
representations, warranties and conditions relating to this website and the use of this website (including, without limitation,
any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).
Limitation Of Damages
In no event shall EIBL or any of its subsidiaries or affiliates be liable to any entity and/or individual for any direct,
indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption,
loss of information or programs or other data on your information handling system) that are related to the use of,
or the inability to use, the content, materials, and functions of this web site or any linked web site, even if
EIBL is expressly advised of the possibility of such damages.
Unlawful Use Of This Web Site
EIBL reserves the right to investigate complaints or reported violations of this website and to take any action as deemed
appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators,
or other third parties and disclosing any information necessary or appropriate to such persons, or entities relating to users
profiles, e-mails, addresses, usage history, posted materials, IP addresses etc.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject
to the restrictions below.
You must not (save in accordance with the express terms of our download agreement):
(a) republish material from this web site; (b) sell, rent or otherwise sub-license material from the website;
(c) show any material from the website in public; (d) reproduce, duplicate, copy or otherwise exploit material on our website
for a commercial purpose; (e) edit or otherwise modify any material on the website; or (f) redistribute material from this website.
Governing Law And Jurisdiction
EIBL intends to provide clear and unbiased information about insurance products and services and information on the website should
not be construed as technical advice of any manner. By viewing it you are deemed to agree to jurisdiction of the courts at Mumbai,
India in respect of any action arising there from or related thereto.
Ownership, License And Restrictions On Use
All right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this site belong to us.
EIBL grants you a non-transferable, limited license to view and use this site only for your personal information, education or other
non-commercial use. No part of this site may be reproduced, republished, copied, transmitted, or distribute in any manner without our
express written permission.
Links
While visiting our Web site(s), you may leave the site and access certain sites other than EIBL’s, such as web sites of EIBL’s
affiliates or third party vendors, etc. We do not endorse, and are not responsible for the content and accuracy of these sites.
We also do not warrant that these sites are free from any claims of copyright, trademark, or other infringement of the rights of
third parties, or that such sites are free of computer viruses.
This disclaimer (together with our privacy policy and terms and conditions) constitutes the entire agreement between you and us
in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.
Scope of the legal disclaimer
Wherever a reference of this disclaimer has been provided by EIBL with or without the web-link, the user/reader is expected to
take complete cognizance of the disclaimer and its applicability as to the subject matter where such reference is provided.
Product Related disclaimers
Insurance Cover -
Insurance related information should not be considered exhaustive and the user should read and understand the product information,
including the scope of cover, terms, conditions, exclusions, limitations and other risk factors carefully. For more details on
risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Claims –
Admission and settlement of insurance claim is the sole discretion the Insurer. EIBL shall only assist the client in management and
documentation of claims. As a condition for providing this information, you agree that neither EIBL nor any other person shall be
liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising
in any way from the information contained herein. EIBL will not be liable to you, in any form or manner whatsoever, for any claims,
disputes, proceedings which may arise.
Insurance is a subject matter of solicitation.